Search
Close search
    View all results
    Contact Us

    Financial Advice for Business Owners

    As a company director, managing your business and personal financial plans can be a challenge. Ask our Financial Advisers for guidance, so you can focus on what you do best.

    Why is using a financial advisor important for a business owner?

    Your business goals and personal financial planning goals are linked. Having a business financial adviser who understands this can be invaluable. Save time and ensure you’re finances are on track with our expertise, for every size of business.

    • We’ll help you stay on track and get your tax efficient pension contributions sorted on time and provide guidance on how best to manage your remuneration strategy to mitigate your tax bill. We’ll help you protect your business against the “what if’s” and set up policies, so they’re tax-efficient and advantageous to your business.
    • We’ll guide you on tax efficient savings and investments too and where there’s excess cash in your business, we’ve got solutions for that as well.
    • Our specialist Workplace team can help your business on the ground. From creating your company pension scheme to implementing salary exchange, reviewing, or installing new benefits for employees to running workshops so they understand their benefits, we’ve got you covered.

    Financial planning services for you and your business

    Our business financial planning services are designed to be flexible according to your circumstances and requirements as a business owner and in your personal life.

    There’s more information on Private Client and Workplace services at Financial Planning and Employee Benefits and Wellbeing.

    Or talk to an adviser to get started

    Services for you

    We understand that Business Owners can have complex financial planning needs at home, and at work, with many people relying on them. We transform complex business financial planning and investing into straightforward language, helping you get your personal and business finances sorted efficiently. Here are some the ways we can support you with your personal financial planning:

    Services for your business

    A personalised financial planning relationship can benefit your business and your employees. Every service we provide to our Corporate clients is designed with the needs of the workplace in mind, whether that’s creating an Employee Benefits strategy, educating your workforce on their finances or embedding new benefits to complement your recruitment and retention policies.

    What our experts say

    Decoration
    • We come across lots of clients who have a benefits strategy in place - but are still facing retention and sickness issues. We will help that employer understand more about how their benefits are communicated and how they are understood by employees.
      Paul Mitchell

      Paul Mitchell, 

    Our process

    • Gathering the facts – We’ll get to know you and your business, your aspirations, your challenges, and any potential concerns you have.
    • The analysis – We’ll review your current financial position and discuss your future expectations to gauge whether you’re on track.
    • Building your plan – We’ll make a recommendation based on what we’ve spoken about, and your previous investing experience.
    • Implementation – If you choose to adopt our recommendation, we’ll make the necessary arrangements to put it in place.
    • Maintenance – Life will always present opportunities and challenges for you and your business. We suggest regular planning meetings to help you stay on track for your financial goals.

    How our business financial advisors will support you

    We’re here to help you create a culture of wellbeing, that supports your employees throughout their time with you, from understanding the full range of employee benefits, through to planning their retirement.

    Whether you’re looking for a small business financial advisor, or for larger enterprises, we’re as strategic or practical as you need us to be, dovetailing with your existing HR and Reward teams to maximise the return on your investment in your people.

    Get in touch

    Why choose Wren Sterling to support you with your financial advice

    • 450+

      businesses as clients

    • 600+

      workplace schemes advised on

    • 80,000+

      employees supported

    Correct as September 2024.

    FAQs:

    • Do you need a financial advisor as a business owner?

      Do you need a financial advisor as a business owner?

      It is all too easy to get caught up in the day-to-day operation of your business. A business financial advisor can take some of the work off your plate. You may have an accountant and an HR team who already manage your workplace pensions and benefits independently or you may do this yourself. Business financial planning brings it all together in a coherent strategy – as we can work with your team to keep you on track.

    • What employee benefit schemes can I offer my employees?

      What employee benefit schemes can I offer my employees?

      This depends entirely on your ambition and your budget, but speaking to us today will give you an idea of what’s possible and how we can source and implement benefits for you. Learn more about the employee benefits advice we offer.

    • Can a financial advisor help me plan my business sale?

      Can a financial advisor help me plan my business sale?

      Planning your exit after building your business can more complicated – and time consuming – than you thought. When you’re ready to sell your business your financial adviser can take the pain out of planning, from helping you prepare your business for sale, to calculating how the maximise your business proceeds and understanding tax.

    • Is business protection needed for my business?

      Is business protection needed for my business?

      Have you considered what may happen if a key person in your business were unable to work due to illness or injury? Business protection is designed to cover exactly that. Have you considered what may happen to your shareholding in the business should you or a fellow shareholder pass away? We can help provide solutions to that too.

    • How much does financial advice cost for a business?

      How much does financial advice cost for a business?

      That depends on the scope of work being undertaken. Financial planners are highly qualified professionals who provide planning, advice and can recommend financial products too. We will agree a fee with you prior to any chargeable work being undertaken.

    • Will a business financial advisor help guide investments?

      Will a business financial advisor help guide investments?

      Your financial advisor can help you manage all streams of income (salary, dividends, other investments) with personalised investment advice. We’ll help you make the most of your income and how its taxed.

    The Financial Conduct Authority does not regulate estate planning, tax advice and most forms of buy to let mortgages. Your home may be repossessed if you do not keep up repayments on your mortgage.

    The value of your investments can go down as well as up, so you could get back less than you invested. Past performance is not a reliable indicator of future performance.

    A pension is a long-term investment not normally accessible until age 55 (57 from April 2028 unless the plan has a protected pension age). The value of your investments (and any income from them) can down as well as up which would have an impact on the level of pension benefits available. Your pension income could also be affected by the interest rates at the time you take your benefits.